must I mention crowdfunding as a source of financing

Crowdfunding is part of the origin of funds

Yes, you usually mention crowdfunding as a source of financing, but not as a separate answer field — it falls under the question about the origin of the company's funds. Banks and insurers conducting customer due diligence under the Anti-Money Laundering and Counter-Terrorist Financing Act want to know where the company's money comes from, and crowdfunding is simply one of the possible sources alongside own contribution, bank financing or venture capital. The distinction that does matter: is it equity or debt crowdfunding via a platform, or donation or reward-based crowdfunding without financial return. For the first two forms, the questionnaire often expects an amount and a period; for the last two, the question is usually not relevant, because no financing relationship arises.

If you have not used crowdfunding, then "no" or "not applicable" is the correct answer — there is no reason to construct something that is not in your file. If you have used crowdfunding, then an agreement with the platform or an overview of the funds raised is usually the supporting document that serves as a source. If that document is missing from your chain file, the answer remains open until you provide it; we do not fill in anything without underlying evidence. This question often appears in the same section as the source of the company's assets and sometimes together with a question about the banking relationships of the company, because the client wants a complete picture of the financing mix.

Basis: customer due diligence on the origin of funds

The obligation to investigate the origin of funds derives from customer due diligence under the Anti-Money Laundering and Counter-Terrorist Financing Act; the bank or insurer asking the question does so to comply with that due diligence obligation, not because crowdfunding itself is a risk.